PORTFOLIOS MADE BY DESIGN
At Caprock, we build portfolios with intent and design. We develop a comprehensive understanding of both a family’s assets and their mission, and from this, we construct a framework with which to evaluate every decision. Against this backdrop, we continually monitor progress towards stated goals. The result of this approach is a portfolio by design rather than by default.
Our framework encompasses four distinct steps:
Identify a family’s needs/goals and review current state of affairs.
Outline a range of options addressing return targets, risks and key constraints.
Engage long-term asset allocation targets and transition plan.
Implement the plan.
Our thought process is geared around four distinct concepts:
Composition of Returns
Yield generation vs. capital appreciation.
Needs and sources across asset classes.
Needs, sources and timing.
Portfolio volatility vs. permanent loss of capital.